The final notice tells the candidate the decision, names ScreenForge Labs as the consumer reporting agency, and states that the agency did not decide.
Who it is for. Owners and admins after the waiting period.
- Wait until the time on the report. One minute early, the button refuses.
- Review every candidate response first.
- Send the final notice. It includes the agency name, address, and phone, the 60-day free-copy right, and the right to dispute.
- New York notices add the Correction Law 754 right to a written statement of reasons. California notices add Civil Rights Department language.
If a dispute is still open, the final notice cannot be sent.
